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happy new year computerDo you seem to make the same New Year’s resolutions every year?  Do they usually relate to changing personal habits like getting organized, losing those extra pounds or improving your fitness?  Perhaps this year it is time to focus instead on your relationship with technology and developing habits to keep yourself safer from cyber crime.   

You might think that becoming cyber-safe is only important for business, but it is critical as well for anyone who uses a phone, computer or any other device connected to the Internet. That includes the many “smart devices” incorporated into your vehicle, your television and even your kitchen appliances. Hackers are becoming more sophisticated, and each of us must do what we can to stay one step ahead.

Click READ MORE below for five New Year’s resolutions to keep you from falling victim to cyber-attacks in 2018:

Sunday, 07 January 2018 18:48

halloween witch house 400wAs a homeowner, you could be at risk for several liability issues as your community celebrates Halloween.  On this spooky night, mischief can prevail and vandalism can result.  Likewise,  as trick-or-treaters and other guests visit your property, there is greater than usual danger of accidents such as slipping and falling that could cause injury to those that do not live in your home.  Moreover, restraining your pets will be a challenge as the doorbell rings repeatedly and strange voices carry through the house – not to mention all the scary and unfamiliar costumed visitors. 

Click on READ MORE below for Survival Tips...

Friday, 27 October 2017 22:11

Safe summer road trip requires a good planLooking forward to a summer road trip this year? If you’ve done this before, then you know you’ll need to prepare before you drive off to enjoy the open road.  For example, be sure your vehicle is road-ready, take the time to pack well, and don’t forget to review your auto insurance policy ahead of time. The National Highway Traffic Safety Administration (NHTSA) has published some great advice for planning a safe and stress-free summer road trip [https://www.nhtsa.gov/press-releases/consumer-advisory-simple-tips-hitting-road-summer]. It’s a great read…

Click on READ MORE below to get the high points..

Sunday, 02 July 2017 18:06

grillingsafetypicFood cooked outdoors, especially on a propane or charcoal grill in the backyard has a special appeal.  But grilling outdoors can be dangerous, even deadly, unless you take precautions.

According to the National Fire Protection Association, between 2003 and 2006, U.S. fire departments responded to an average of 7900 home fires involving grills, hibachis or barbecues – each year.  Of these fires,  about 2900 per year resulted in structure fires.  On average per year, these fires claimed ten deaths and 120 injuries, and they resulted in annual property damage of $80 million. 

Nevertheless, Americans enjoy more than three billion barbecues each year; and, if you are like most Americans, you too enjoy summer grilling.  So, the following are some of the most important safety tips to assure that your barbecue is risk-free, whether you do a gas or charcoal grilling.

 

Friday, 16 June 2017 00:00

It’s springtime and that means many people will be shopping for a new home. It seems that around 40% of annual home sales take place between April and June – a period actually known as “the homebuying season”.

If you one of those people seeking to buy a new home, then you probably have a million questions – especially if this will be your first home purchase. Finding a home you like, you’ll want to know about the neighborhood, schools, and much more. You’ll ask about mortgage interest rates and fees and taxes.

One thing that can be overlooked at least at first is how your new home’s size, construction, location and condition will impact your homeowners insurance cost and availability.

To learn which insurance questions to ask, take a moment to view the following video …

Here at our Laurel, MD agency, our highly experienced Community Insurance Services of Maryland agents are always glad to speak with you about any insurance needs. Why not contact us for a no-obligation policy review or to discuss your options.


 

Tuesday, 04 April 2017 18:48
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What Our Customers Have To Say...

Community Insurance Services consistently provides quality, high value service in meeting our insurance needs. The team, especially Heather and Ginger, is consistently thoughtful, professional, knowledgeable, and kind. They are quick in response to questions with meaningful answers and transparent when they need to research before answering because they want to provide the best right answer. One of the great strengths of Community Insurance Services is that they care about their clients as friends and family.--- Kevin B.