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A Safe Summer Road Trip Needs a Plan

Safe summer road trip requires a good planLooking forward to a summer road trip this year? If you’ve done this before, then you know you’ll need to prepare before you drive off to enjoy the open road.  For example, be sure your vehicle is road-ready, take the time to pack well, and don’t forget to review your auto insurance policy ahead of time. The National Highway Traffic Safety Administration (NHTSA) has published some great advice for planning a safe and stress-free summer road trip []. It’s a great read…

Click on READ MORE below to get the high points..

Have your car checked by your auto tech...

To be safe, be sure the vehicle you’ll be driving is thoroughly inspected. But don’t wait until the last minute.  Check out the following vehicle systems, and consider having an inspection by a trusted mechanic.

  • Air Conditioning System – components and cooling function
  • Cooling System —coolant level and need for service
  • Fluid Levels — engine oil, windshield, transmission, brake, and power steering fluids
  • Hoses and Belts —fittings and signs of wear
  • Lights — interior lights, turn signals, emergency flashers, headlights, brake lights and trailer lights, if any
  • Tires – air pressure and wear on the tread for all tires including spare tire
  • Wiper Blades – wear and tear on both passenger’s and driver’s sides

Check in with your insurance agent...

Depending on your plans, you might require special coverage. Will there be more than one driver during the trip?  Will you be driving your own vehicle, someone else's or perhaps a rental car?  Your auto insurance agent can see that you have proper coverage to fit your arrangements.  The last thing you want to do is find out you’re not covered after an accident occurs..

What about renting a car for your road trip?

Check well in advance of your trip to see what coverage your rental company offers, and then check you’re your insurance agent since your own auto insurance policy might cover. Also check the terms of your credit card since there could also be reimbursement for accident or damage available. By all means, be sure that you will be fully covered but without duplication. To learn more, see what the Insurance Information Institute (III) advises [ ] regarding car rentals and insurance.

Don’t find yourself unprepared for roadside emergencies...

Don’t leave home without a roadside emergency kit to help in case you become stranded during your road trip.  At a minimum, your kit should include basic repair tools, jumper cables, flares, work gloves and a flashlight. Don’t forget to add enough fresh drinking water, non-perishable food. It will be important to keep your mobile phone charged, so have a charger in the vehicle. Even though GPS devices are popular navigational tools, it's still wise to take along a map of your travel route as a back-up reference.

Ready to go? Enjoy your trip...

Whether you’re the type to just go where the road leads or to plan all stops in advance, preparing before taking to the road will be time very well spent.

Here at our Laurel, MD agency, our highly experienced Community Insurance Services of Maryland agents are always glad to speak with you about any insurance needs. Before you take to the road for your next road trip, why not contact us to be sure you have optimum auto insurance coverage, get a no-obligation policy review or discuss your options?

Sunday, 02 July 2017 18:06

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