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halloween witch house 400wAs a homeowner, you could be at risk for several liability issues as your community celebrates Halloween.  On this spooky night, mischief can prevail and vandalism can result.  Likewise,  as trick-or-treaters and other guests visit your property, there is greater than usual danger of accidents such as slipping and falling that could cause injury to those that do not live in your home.  Moreover, restraining your pets will be a challenge as the doorbell rings repeatedly and strange voices carry through the house – not to mention all the scary and unfamiliar costumed visitors. 

Click on READ MORE below for Survival Tips...

Friday, 27 October 2017 22:11

happy new year homeYour home maintenance probably did not make your list of New Year’s Resolutions this year, but perhaps it should have. Taking care of your home can be measured in dollars and cents when you realize that homeowners insurance claims could be denied if an insurer determines that the loss could have been avoided through proper maintenance.

Click on READ MORE below to see the the best resolutions to start with...

Saturday, 14 January 2017 18:23

Tips for Safe Thanksgiving Turkey - Deep Frying Can Cause House FireIf you have been thinking that overeating is the worst thing that could happen on Thanksgiving Day, you would be wrong. Cooking that feast can also be fraught with peril. Did you know that, according to the National Fire Protection Association (NFPA), Thanksgiving Day is the most dangerous day of the year for home cooking fires? In fact, the number of house fires that occur on Thanksgiving Day is double to triple those on any other day of the year.

Deep Frying the Turkey Could Ruin Your Day

The thought of serving that golden brown, juicy and delicious turkey to your guests is appealing. In fact, if done with extreme caution, deep frying can also greatly shorten the cooking time. But ignoring the safety warnings and taking dangerous shortcuts has been known to result in home fires that cause serious injury, property damage and even death from the home fires that occur.

The U.S. Consumer Product Safety Commission (CPSC) warns that most turkey frying accidents happen at the time when the oil is being heated – even before the turkey is added. If the oil overheats, it can ignite. So paying strict attention when heating the oil and turning off the fryer immediately if any smoke appears makes all the difference.

This video shows what can happen when turkey deep-frying goes bad.

Is Deep Fried Turkey on Your Menu This Year?

If so, you’ll want to do your homework to learn the best technique and what to avoid well in advance. To help you, we’ve included a Recipe for Deep-Fried Turkey to help with the preparation. It also includes a video with step by step instructions to keep you safe,

Homeowners Insurance Tip

No one believes a home fire – especially on one of the biggest holidays of the year when loved ones are gathered. Nevertheless, you must be prepared. Part of that preparation is being sure, in advance, that your Homeowners Insurance will cover such fire-related accidents. So if you have not reviewed your homeowners insurance policy recently, why not do it now. Just contact your insurance agent to be sure of your coverage.

Here in Laurel, MD, at Community Insurance Services of Maryland, our experienced agents would be glad to help you explore your current coverage with an insurance policy review to let you know if you anything in your policy needs your attention. It is important to do this long before you ever need to file a claim.


 

Friday, 14 October 2016 15:35

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I have been a policy holder since 1968 when I was added to my parents' policy. After I married in 1972, my husband and I applied for our own policy. We have always received competent and pleasant service. Robin Marley is our agent, and has been extremely helpful with all of our insurance needs.--- Marsha M.